5 Qualities to Look for In An Insurance Agency

May 24th, 2022 abriinsurance
Qualities to look for in an Insurance Agency

Insurance is one of those things that you hate writing a check for every month, but you also know that if you don’t it could come back to bite you. Whether you are paying for home or business insurance or both, you need to choose one of the many Charleston, SC insurance agencies out there. So how do you know which one will best suit your needs and ensure that you are protected? Look for these five qualities that indicate your insurance agency cares about you.


You pay your bill like clockwork to ensure that in an emergency things are handled when you need them to be. Not all insurance agencies are as quick to respond as others. In many cases, if you have to file a claim, things need to be handled as quickly as possible. If you call to get a quote for insurance and it takes days or even weeks for someone to contact you, imagine what it will be like in an emergent situation! Make sure that you feel sure that someone will be there to help you weather the storm – not wait until weeks afterward to help you clean up!


Everyone is likely guided by budgetary guidelines, but don’t make your decision on Charleston, SC insurance agencies based on price alone. You get what you pay for, even with insurance – which might seem nice in your pocket when you pay your premium. But when things come crashing down and you need compensation for your loss, you don’t want them to nickel and dime you. If you want your money’s worth (which means not going for the cheap option), look for an agency that is cost-competitive!


There is so much to know about the insurance industry. No two policies or coverage packages are exactly alike, and you also have to know about things like business requirements and workers’ compensation. The only way to know whether you are fully covered is by having an agent who understands your life position, your industry requirements, and all the things that you have to anticipate. They also have to be involved in the industry to keep up with trends and changes. It is critical to find Charleston, SC insurance companies that stay abreast of the industry and go the extra mile to ensure they are always current!


Murphy’s Law states that whatever can go wrong will. An insurance agent is responsible for having the forethought to understand what your vulnerabilities are and how best to protect you from them. Experience in the industry gives you a deep understanding of what you really need and what you don’t. The key is to pay for the minimum to protect you as much as possible and that is not an easy balance to achieve unless you have experience!


No two individuals or companies will have the same insurance needs. Find an insurance agency that will consider all your circumstances and all your vulnerabilities, and then seek to protect your assets in the best way possible. That means an agency that is willing to find a customized policy that has everything you do need without all the things that you don’t. Cookie-cutter policies are not what you need when it comes to insurance!

Insurance is one of those things that we all wish we didn’t have to pay for – until something happens, and then we are thankful we did. The key to being protected is to know what all of your vulnerabilities are but not paying for things that you don’t need. At Abri Insurance, we care about finding cost-competitive packages that will cover you fully and not leave you vulnerable without costing you a fortune for stuff you don’t need. Contact us today for a free quote!