When you are a pet owner, your pet is not just an animal; they are a beloved family member. When your pet gets injured or sick, bringing them to the veterinarian can be expensive if you don’t have pet insurance to cover major events, as well as regular exams and vaccinations.
Pet insurance can help pet owners cover the cost of preventative care and expensive but necessary treatments, prescriptions, and dental issues. The type of pet insurance you choose can save you substantially, but only if you know what your needs are and which pet insurance carrier’s policies best suit them.
Illness coverage is important for those minor and major illnesses that pets can have. Things that fall under illness coverage are allergies, vomiting and diarrhea, parasites, cancer, arthritis, ear infections, and many other common health concerns. Some pet insurance policies will discontinue illness coverage as your pet ages, and if you wait until after a dog has an illness, they might deny you due to a preexisting condition, or exclude the predisposing condition from coverage. That is why illness coverage is a good idea when your pet is young and healthy, just in case.