Errors and Omissions (E&O)

Errors and Omissions Banner Image

Errors and Omissions

Errors and Omissions Insurance is designed to protect both the employer and employee against claims from customers related to inadequate or negligent work. They cover legal costs for securing a settlement up to a certain amount set in the contract limits. The policy is meant to protect someone from litigation that is fraudulent, because the reality is, anyone can sue you regardless of whether they have a basis to and you have incurred the cost of defending yourself.

Errors and Omissions

Errors and Omissions

Any business owner who has employees and serves a client could potentially be sued for negligence or inadequate service. Industries like real estate are notorious for these types of liability cases. Regardless of how baseless a claim is, you still have to pay the legal costs to fight against it.

What E&O Covers

  • Defense Costs
  • Damages and Claims
  • Worldwide Coverage
  • Copyright Infringement
  • Actual or Alleged Negligence
  • Claims Arising For Past Services
  • Libel or Slander Related to Personal Injury
  • Independent Contractors and Temporary Staff
Coverage Under Errors & Omissions (E&O)
Not Cover Under Errors and Omissions

What It Will Not Cover

  • Employment Matters
  • Fraudulent Acts
  • False Advertising
  • Other Services
  • Trade Secrets and Patents
  • Property Damage or Bodily Injury
  • Personally Identifiable Information

At Abri Insurance, we offer all types of insurance coverage to ensure that you are both professionally and personally protected. Our policies can be customized to make sure you are getting all that you need but not paying for things that you don’t. Contact us today to discuss how we can service your insurance needs.