Wind and hail insurance is an additional rider that a homeowner can purchase to ensure that they are fully covered against loss. For those who live near the coast, like in South Carolina, it is a useful tool to purchase along with flood insurance to cover any damages caused by a natural disaster such as a hurricane.
Wind and hail insurance is essential to protect your home and assets when you live in a high-risk area. Although it is not legally mandated, it is essential. Hurricanes and coastal storms can result in extensive and expensive damages, and high winds are often to blame. A regular homeowners policy will not fully cover you for things like high winds and hail, and flood damage will only cover those damages that are related to water, not high winds or hail.
At Abri Insurance, we understand the high-risk conditions that homeowners face in the Charleston area. Our mission is to provide you protection against all of the hardships faced by living next to the coast, while offering insurance packages that make sense and are within your overall budget. Contact us today to discuss whether additional wind and hail coverage is right for you.