Homeowners Insurance
Your home is one of your greatest assets, which is why it’s critical to be sure that you are protected if something should happen. Homeowners insurance is a type of insurance policy that covers not just your dwelling, but everyone and everything in it. Coverage can vary depending on which product you choose, but there are set minimum coverage requirements through your mortgage company to protect your interests and theirs.
In general, all homeowners insurance policies cover the cost of replacing the structure and items of your home, and it protects you against legal responsibility for any injuries related to your family members and others, as well as your household pets.
Not all situational injuries or damage are covered with a standard homeowners insurance policy. Things like flood and earthquake coverage both require special riders and are necessary for those who live in specific regions. Also, you can add coverage for maintenance-related problems that can help to protect your home against costly repairs.
At Abri Insurance, our mission is to design a homeowners insurance package that is both cost-effective and fully comprehensive to ensure that both you and your valuables are safe by sufficiently insuring all of your valuables and assets.