Golf Cart Insurance
For some in South Carolina, golf carts are the main form of transportation, especially in vacation and gated communities. In South Carolina, golf carts must have both proper registration as indicated by the Department of Motor Vehicles and a permit decal. Registration requires liability insurance as well as proof of ownership. But the policy packages can vary according to your needs. At Abri Insurance, we tailor your insurance policy coverage with a package that is customized for you.
Specific coverages to consider include
- Passenger Liability covers anyone who is riding along in the event of an injury due to an accident
- Bodily Injury Liability will cover an accident if anyone involved is injured. It will cover the cost of income loss and medical bill reimbursement. Most policies will also include passenger liability
- Property Damage Liability will cover any damage to another operator's golf cart
- Collision will help to pay the costs of repairing or replacing your vehicle or another object that is involved in an accident
- Comprehensive is a rider that will pay for your golf cart if it is vandalized, damaged due to weather, or the consequences of a natural disaster like flying debris damage
- Uninsured Motorist coverage will pay for any damage that results from a “hit-and-run”
- Underinsured Motorist coverage will protect your property and person if you are hit by someone who does not have the required coverage
- Medical payment coverage will cover medical costs associated with your or your passenger
Other additions to consider
Other things that can require expensive assistance are things like the replacement or repairs of custom equipment, which includes any aftermarket upgrades that you have, like engine modifications or lift kits. Roadside assistance will help if you need towing assistance.
At Abri Insurance, we cover all of your insurance needs to ensure that you are fully protected against everything that can go wrong. Contact us today to discuss your golf cart insurance requirements and needs.